Income Tax Calculator FY 2025-26
Compare your income tax under the new and the old regime for FY 2025-26 (AY 2026-27), with the ₹12 lakh rebate, standard deduction, surcharge and cess.
Deductions, counted in the old regime only:
Your tax for FY 2025-26 (AY 2026-27)
The new regime saves you ₹1,05,300 a year.
New regime
Lower taxOld regime
An estimate for resident individuals. It leaves out capital gains and other special-rate income; confirm the final figure with a tax professional or the income tax portal.
How to use the Income Tax Calculator
Enter your yearly income and tick "Salaried or pensioner" to apply the standard deduction (₹75,000 in the new regime, ₹50,000 in the old). Deductions such as 80C and 80D only count in the old regime.
The calculator shows both regimes side by side and which one costs less. It is an estimate for individuals; it does not cover capital gains, special-rate income or every deduction, so check your final figure with your CA or the income tax portal.
Frequently asked questions
Is income up to ₹12 lakh tax-free?
In the new regime, yes: a rebate under Section 87A cancels the tax when taxable income is up to ₹12 lakh. With the ₹75,000 standard deduction, a salary of up to ₹12.75 lakh pays no tax.
What are the new regime slabs for FY 2025-26?
Up to ₹4 lakh nil, ₹4–8 lakh 5%, ₹8–12 lakh 10%, ₹12–16 lakh 15%, ₹16–20 lakh 20%, ₹20–24 lakh 25%, and above ₹24 lakh 30%, plus 4% cess.
Which regime should I choose?
The old regime only wins if your deductions (80C, 80D, home loan interest, HRA and so on) are large. Enter them above and the calculator shows which regime is cheaper for you.
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