PPF Calculator
Find what your Public Provident Fund account will be worth at maturity, with a year-by-year table of deposits and interest.
| Year | Deposit | Interest | Balance |
|---|---|---|---|
| 1 | ₹1,50,000 | ₹10,650 | ₹1,60,650 |
| 2 | ₹1,50,000 | ₹22,056 | ₹3,32,706 |
| 3 | ₹1,50,000 | ₹34,272 | ₹5,16,978 |
| 4 | ₹1,50,000 | ₹47,355 | ₹7,14,334 |
| 5 | ₹1,50,000 | ₹61,368 | ₹9,25,701 |
| 6 | ₹1,50,000 | ₹76,375 | ₹11,52,076 |
| 7 | ₹1,50,000 | ₹92,447 | ₹13,94,524 |
| 8 | ₹1,50,000 | ₹1,09,661 | ₹16,54,185 |
| 9 | ₹1,50,000 | ₹1,28,097 | ₹19,32,282 |
| 10 | ₹1,50,000 | ₹1,47,842 | ₹22,30,124 |
| 11 | ₹1,50,000 | ₹1,68,989 | ₹25,49,113 |
| 12 | ₹1,50,000 | ₹1,91,637 | ₹28,90,750 |
| 13 | ₹1,50,000 | ₹2,15,893 | ₹32,56,643 |
| 14 | ₹1,50,000 | ₹2,41,872 | ₹36,48,515 |
| 15 | ₹1,50,000 | ₹2,69,695 | ₹40,68,209 |
How to use the PPF Calculator
Enter what you deposit each year (₹500 to ₹1.5 lakh), the current PPF interest rate and how long you will keep the account. PPF matures after 15 years and can be extended in blocks of 5.
The government sets the PPF rate every quarter. The result assumes the rate you enter stays the same for the whole period, and that you deposit at the start of each financial year.
Frequently asked questions
Is PPF interest taxable?
No. PPF is exempt at every stage: deposits qualify for Section 80C in the old regime, and the interest and the maturity amount are tax-free.
When should I deposit to earn the most?
Interest is worked out on the lowest balance between the 5th and the last day of each month, so deposit before the 5th of April to earn interest on it for the whole year.
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